Patric Greer, CFO of Edkey, Top 10 Admired Leaders of 2022

Renato F. Oliveira
Founder & CEO
Dot Mortgage


Patric Greer, CFO of Edkey

"Maintain a level of professionalism with consistency”

"A personal experience impelled me to dive into this market of foreign national loans, to find DOT Mortgage, and to found this company to be one of the main players in the Florida market." Renato F. Oliveira—Founder and CEO of "Dot Mortgage." When a foreign investor couldn't finance a property, he founded DOT to "ease" foreigners' property financing, despite the deficient overseas market. Their clients are investors, realtors, and developers, and they value trust, credibility, and knowledge. Renato is a Brazilian businessman who opted to engage in U.S. real estate while still living in Brazil. Their company helps real estate companies by delivering the customer's purchase money. They boost buyer purchasing power and realtor sales volume.

“ When they tell me I was lucky, I reply that luck found me working ” ~Renato F. Oliveira

For Renato, "it is only work! He has always believed that success does not accept laziness." He is the type of person who doesn't take ‘no’ for an answer! For him, the NO is just an obstacle and never the end. They have their own remuneration model and they pay more than the market average. Renato also considers entrepreneurship a gift. One has to balance that with daring, courage, and responsibility, which are key to success, he says. If entrepreneurship is your path, get to know the area, product, and market in depth and add devotion, focus, sweat, and perseverance to undertake it.

They have teams to service North American loan types and their global success has benefited them in the U.S. Renato values teamwork and disagreement among employees. For him, questioning leads to fresh ideas. In his view, without a creative staff and a brave manager, no company survives. He's humorous and adept at teamwork. Once he thought leadership was a style, but today he realizes its character. "When they tell me I was lucky, I reply that luck found me working," adds Renato. Their multilingual staff assures customers with peace of mind. Their affiliations with several banks enable buyer-specific financing programs. They have close relationships with all banks to oil the procedures. Renato believes his company's relationship with development of enterprises has gained them trust, making them their chosen lender. They'll work with realtors to reassure and protect buyers.

Their Brazilian culture and knowledge make them professional investors. Renato believes DOT's culture of knowledge allows them to offer the same quality of service to global buyers as to Brazilians. Renato wants to make DOT a reference in the U.S. for financing for foreigners , and their plan is simple: excellent products and impeccable service. Renato said they'll start with the states with the most foreign investors because that's their specialty.

Renato also believes it's hard to stand out in the financial services market, but DOT became one of Florida's leading in financing for foreigners quickly in financing for foreigners , and now they want to expand. They're wanted and liked by investors, builders, and realtors. Since DOT's founding, they've surpassed annual revenue projections. Despite the pandemic and the economy, they grew 36% last year. Renato says it's important to quickly describe his company's Florida real estate market. Florida accounts for 41% of international property purchases in the US, according to the National Association of Realtors (NAR) and Florida Realtors. Between August 2020 and July 2021, overseas buyers spent $12.3 billion on Florida homes. The stats show their company's potential. Renato formed DOT to dominate property financing. They've exceeded revenue and growth plans every year. He thanks to their networking in Brazil, they were able to bring key investors to the U.S. and investors come to them for their corporate quality.

Today, they also offer a portfolio of different types of financing like: Foreign National, Conventional, FHA, Jumbo Loan, No income verification (sem impostos de renda para residentes ), lITIN Number, 24 month bank statements Commercial Loan, Construction Loan, Refinancing, Pre-Approval in 24 hours.

Renato sees improved agility and security. DOT's innovative strategy and integrated team provide North America's most efficient technologyThey have deep knowledge of the market, the programs we offer, the culture of foreign investors, the language they speak , they work 24/7, and approve loans quickly. Investors, buyers, and realtors are important to them. He understands markets, programs, investors, and languages. They can't risk their clients' property investments by being ignorant; hence their slogan is "WE KNOW HOW."

Renato hopes DOT's work model and funding schemes will become more prominent. It is a facilitator and a market giant. He also promises to make it easy and safe for everyone with DOT to buy a financed home in the U.S. Our goal is to shorten the time between the purchase and delivery of the keys to the new owner of the property. I founded DOT to be a giant in the property finance market. We have managed to exceed our revenue and growth plans in all the years so far. IE


Company

Dot Mortgage

Management

Renato F. Oliveira
Founder & CEO
Dot Mortgage

Description

DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS. The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market


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